Terms of Service

1. Acceptance of Terms

By using WalletRoaster ("the Service"), you agree to these Terms of Service. If you don't agree, please don't use the Service. That's a reasonable deal.

2. Description of Service

WalletRoaster is a free personal finance analysis tool that provides humorous commentary and general suggestions about spending habits based on user-entered data. It is intended for entertainment and general informational purposes.

3. Not Financial Advice

WalletRoaster is not a licensed financial advisor and does not provide financial, investment, tax, or legal advice. All content is for general informational and entertainment purposes only. You should consult a qualified financial professional before making any financial decisions.

4. User Data

You voluntarily provide spending data to the Service. You represent that you have the right to submit this data and that it is accurate to the best of your knowledge. You retain all rights to your data.

5. Prohibited Use

• You may not use the Service for any illegal purpose
• You may not attempt to reverse-engineer, hack, or disrupt the Service
• You may not use automated bots to submit data or scrape content
• You may not impersonate any person or entity through the Service

6. Intellectual Property

All content on WalletRoaster, including roast templates, blog articles, design, and code, is owned by WalletRoaster and protected by copyright. You may share results for personal, non-commercial purposes with attribution.

7. Disclaimers

The Service is provided "as is" without warranties of any kind. We do not guarantee the accuracy or completeness of any spending analysis, score, or recommendation. Use of the Service is at your own risk.

8. Limitation of Liability

To the maximum extent permitted by law, WalletRoaster shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service.

9. Third-Party Links

The Service contains affiliate links and links to third-party websites. We are not responsible for the content, practices, or policies of those sites.

10. Affiliate Disclosure

WalletRoaster participates in affiliate programs. We may earn commissions when you click affiliate links and make purchases. This does not affect our recommendations or your cost.

11. Modifications

We may modify these terms at any time. Continued use of the Service after modifications constitutes acceptance of the updated terms.

12. Contact

For questions about these terms, contact us at hello@walletroaster.com.