Privacy Policy

Last updated: April 26, 2026

1. Information We Collect

When you use WalletRoaster, we collect the following types of information:

  • Spending Data: The income and expense amounts you voluntarily enter into our spending form. This data is stored to generate your roast and improve our analysis engine.
  • Email Address: If you subscribe to our email list or submit a contact form, we collect your email address and name.
  • Analytics Data: We use a self-hosted analytics system that tracks page views, form submissions, share clicks, and other interactions. This data includes your session ID (generated randomly in your browser), page URL, referrer, and user agent. We do not use third-party analytics services like Google Analytics.
  • Technical Data: Your IP address, browser type, and device information are collected for security, spam prevention, and basic traffic analysis.

2. How We Use Your Information

  • To generate your personalized spending roast, Wallet Discipline Score, and spending personality type
  • To improve our roast engine using aggregate, anonymized data
  • To measure conversion funnels and improve the user experience via our self-hosted analytics
  • To send email newsletters if you subscribe (you can unsubscribe anytime)
  • To respond to contact form submissions

3. Analytics Tracking

WalletRoaster uses a self-hosted analytics system to understand how visitors use our site. We track the following events:

  • Page views (which pages you visit)
  • Form submissions (that you completed a roast — not the specific data you entered)
  • Share button clicks (which platform you shared to)
  • Email signups
  • Affiliate link clicks
  • Referral link usage

This data is used solely to improve WalletRoaster and is never sold or shared with third parties. Our analytics do not use fingerprinting or cross-site tracking.

4. Cookies

We use the following types of cookies:

  • Session Cookies: Essential cookies that maintain your form state and CSRF security tokens during your visit. These expire when you close your browser.
  • Analytics Session ID: A randomly generated session identifier stored in your browser's sessionStorage (not a cookie). This helps us understand page flow within a single visit and expires when you close the tab.

We do not use advertising cookies or third-party tracking cookies.

5. Affiliate Links & Referral Links

WalletRoaster contains affiliate links to third-party financial products and services (such as budgeting apps, savings accounts, and subscription trackers). When you click these links:

  • We track the click event in our analytics (the fact that a link was clicked, not your activity on the destination site)
  • We may earn a commission if you sign up for or purchase the linked product
  • This does not affect the price you pay or the recommendations we show
  • The destination sites have their own privacy policies that govern your data once you leave WalletRoaster

6. Email Collection

If you subscribe to our email list, we store your email address in our database. We use this to send periodic spending tips and product updates. You can unsubscribe at any time by contacting us. We never sell, rent, or share your email address with third parties.

7. What We Don't Do

  • We do not sell your data to any third parties
  • We do not connect your spending data to any personally identifying information
  • We do not require bank account access or financial credentials
  • We do not share individual user data with advertisers
  • We do not use third-party tracking pixels or ad-network cookies

8. Data Retention

Spending entry data is retained indefinitely for analytics and engine improvement purposes. Email subscribers are retained until they unsubscribe. Contact messages are retained for up to 1 year. Analytics event data is retained for up to 2 years. You may request deletion of your data by emailing hello@walletroaster.com.

9. Security

We use industry-standard security practices including HTTPS encryption, prepared SQL statements to prevent injection attacks, CSRF token protection on all forms, and secure session management. No method of transmission over the internet is 100% secure, but we take reasonable precautions to protect your data.

10. Your Rights

You may request access to, correction of, or deletion of your personal data at any time by contacting us at hello@walletroaster.com. We will respond within 30 days.

11. Children's Privacy

WalletRoaster is not directed at children under 13. We do not knowingly collect data from children under 13. If you believe a child has submitted data, please contact us for removal.

12. Changes to This Policy

We may update this policy from time to time. We will note the "last updated" date above when changes are made. Continued use of the site after changes constitutes acceptance of the updated policy.

13. Contact

For privacy questions or data requests, contact us at hello@walletroaster.com.